The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Related Content To Buy or Not to Buy The decision whether to buy or rent a home may have long-term implications. Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. How Much Home Can I Afford? With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.